Risk Management and Insurance

The Associate in Applied Science (AAS) in Risk Management and Insurance program is designed to provide students with foundational skills in insurance and risk management. This program encourages development of critical thinking, leadership, and communication skills as well as techniques for planning and organizing personal and business insurance strategies. Courses offer a framework of knowledge including an introduction to the insurance industry, risk management, principles of property and liability insurance, health, life, personal, and commercial insurance. A Certificate of Completion (CCL) in Risk Management and Insurance is also available and is fully embedded in this program.

Details

Offered At
Mesa, Rio Salado
Field of Interest
Business, Entrepreneurialism, and Management
Degree Type
Associate in Applied Science (AAS)
Academic Plan
Risk Management and Insurance (DEG)
Academic Plan Code
3172
Total credits required
62-70
Catalog Year
2024-2025
Effective Term
Fall 2024
Notes

Students must earn a grade of C or better in all courses within the program.

What You'll Learn

This pathway map will help you gain the expertise needed to:

  1. Apply effective oral, written, and visual business communication skills.
  2. Analyze risk-based scenarios using basic financial principles.
  3. Apply current technology to specific business tasks.
  4. Demonstrate critical thinking through written and oral formats.
  5. Analyze legal, regulatory, ethical, and social implications of insurance decisions and their impact on various individuals, groups, and companies.
  6. Assess the insurance needs of individuals and businesses.
  7. Evaluate underwriting and claims functions in terms of their impact on profitability.
  8. Create a risk management plan to meet the needs of individuals and businesses.
  9. Propose the appropriate insurance coverage to various risk-based scenarios.

Successful completion of this degree may lead to employment in a variety of different occupations and industries. Below are examples of related occupations with associated Arizona-based wages* for this degree. Education requirements vary for the occupations listed below, so you may need further education or degrees in order to qualify for some of these jobs and earn the related salaries. Please visit with an academic advisor and/or program director for additional information. You can click on any occupation to view the detail regarding education level, wages, and employment information.

Claims Adjusters, Examiners, and Investigators

$59,030

Health and Safety Engineers, Except Mining Safety Engineers and Inspectors

$96,520

Insurance Appraisers, Auto Damage

$60,810

Insurance Claims and Policy Processing Clerks

$41,410

Insurance Sales Agents

$61,600

Insurance Underwriters

$77,280

Loss Prevention Managers

$121,290

There are additional career opportunities associated with this degree that do not have occupational data available for Arizona at this time. These occupations are listed below:
  • Financial Risk Specialists
* Career and wage information provided by Pipeline AZ using data, reports, and forecasts which are generated using government data sources. Sources

Course Sequence by Term

The following is the suggested course sequence by term. Please keep in mind:

  • Students should meet with an academic advisor to develop an individual education plan that meets their academic and career goals. Use the Degree Progress Report Tool in your Student Center to manage your plan.
  • The course sequence is laid out by suggested term and may be affected when students enter the program at different times of the year.
  • Initial course placement is determined by current district placement measures and/or completion of 100-200 level course and/or program requirements.
  • Degree and transfer seeking students may be required to successfully complete a MCCCD First Year Experience Course (FYE) within the first two semesters at a MCCCD College. Courses include FYE101 and FYE103. Course offerings will vary by college. See an academic, program, or faculty advisor for details.
  • Consult with your faculty mentor or academic advisor to determine educational requirements, including possible university transfer options, for your chosen career field.

Full-time Sequence

Full-time status is 12 credits to 18 credits per semester.

Term 1

A sequence of suggested courses that should be taken during Term 1
Course Number Course Name Requisites Notes Area Credits
INS100 Insurance Industry Profession Gateway course 3
INS200 Principles of Property and Liability Insurance Critical course 3
ENG101 or
ENG107		 First-Year Composition or First-Year Composition for ESL FYC or FYC 3
RE Restricted Elective 3
CIS105 or
BPC110		 Survey of Computer Information Systems or Computer Usage and Applications CS or CS 3
FYE101 or
FYE103		 Introduction to College, Career and Personal Success or Exploration of College, Career and Personal Success 1–3

Term 2

A sequence of suggested courses that should be taken during Term 2
Course Number Course Name Requisites Notes Area Credits
INS205 Personal Insurance 3
INS210 Commercial Insurance 3
CRE101 College Critical Reading and Critical Thinking OR Equivalent as indicated by assessment L 0–3
ENG102 or
ENG108		 First-Year Composition or First-Year Composition for ESL FYC or FYC 3
RE Restricted Elective 3
RE Restricted Elective 3

Term 3

A sequence of suggested courses that should be taken during Term 3
Course Number Course Name Requisites Notes Area Credits
COM100 or
COM110 or
COM225 or
COM230		 Introduction to Human Communication or Interpersonal Communication or Public Speaking or Small Group Communication SB or SB or L or SB 3
HU Humanities, Fine Arts & Design HU 3
RE Restricted Elective 3
MA Mathematics Any approved general education course from the Mathematics area MA 3–6
RE Restricted Elective 3

Term 4

A sequence of suggested courses that should be taken during Term 4
Course Number Course Name Requisites Notes Area Credits
SB Social & Behavioral Sciences SB 3
SG or
SQ		 Natural Sciences General or Natural Sciences Quantitative SG or SQ 4
RE Restricted Elective 3
RE Restricted Elective 3
RE Restricted Elective 3

Restricted Electives

Students must choose a total of 24 credits from list of options below.

A list of additional, alternative, or supplemental courses for this pathway map
Course Number Course Name Requisites Notes Area Credits
INS+++++ Any INS Insurance Studies course Must complete 6-9 credits in this subject
Any INS Insurance Studies course except courses used to satisfy Required Courses area. 		6–9
CIS113DE or
CIS114DE or
CIS117DM		 Microsoft Word: Word Processing or Excel Spreadsheet or Microsoft Access: Database Management Maximum of 3 credits for this option 0–3
ACC+++++ Any ACC Accounting course Maximum of 9 credits in this subject 0–9
COM+++++ Any COM Communication course Maximum of 3 credits in this subject 0–3
EPS+++++ Any EPS Entrepreneurial Studies course Maximum of 6 credits in this subject 0–6
GBS+++++ Any additional GBS General Business course Maximum of 6 credits in this subject
Recommend GBS120 or GBS233 as one of the course options 		0–6
IBS+++++ Any IBS International Business course Maximum of 3 credits in this subject 0–3
MGT+++++ Any MGT Management course Maximum of 6 credits in this subject 0–6
MKT+++++ Any MKT Marketing course Maximum of 6 credits in this subject 0–6
REA+++++ Any REA Real Estate course Maximum of 6 credits in this subject 0–6
SBS+++++ Any SBS Small Business Management course Maximum of 6 credits in this subject 0–6
TQM+++++ Any TQM Total Quality Management course Maximum of 6 credits in this subject 0–6

Part-time Sequence

Part-time status is 11 credit hours or less.

Term 1

A sequence of suggested courses that should be taken during Term 1
Course Number Course Name Requisites Notes Area Credits
INS100 Insurance Industry Profession Gateway course 3
INS200 Principles of Property and Liability Insurance Critical course 3
FYE101 or
FYE103		 Introduction to College, Career and Personal Success or Exploration of College, Career and Personal Success 1–3

Term 2

A sequence of suggested courses that should be taken during Term 2
Course Number Course Name Requisites Notes Area Credits
RE Restricted Elective 3
INS205 Personal Insurance 3

Term 3

A sequence of suggested courses that should be taken during Term 3
Course Number Course Name Requisites Notes Area Credits
INS210 Commercial Insurance 3
RE Restricted Elective 3

Term 4

A sequence of suggested courses that should be taken during Term 4
Course Number Course Name Requisites Notes Area Credits
ENG101 or
ENG107		 First-Year Composition or First-Year Composition for ESL FYC or FYC 3
RE Restricted Elective 3

Term 5

A sequence of suggested courses that should be taken during Term 5
Course Number Course Name Requisites Notes Area Credits
CRE101 College Critical Reading and Critical Thinking OR Equivalent as indicated by assessment L 0–3
ENG102 or
ENG108		 First-Year Composition or First-Year Composition for ESL FYC or FYC 3
RE Restricted Elective 3

Term 6

A sequence of suggested courses that should be taken during Term 6
Course Number Course Name Requisites Notes Area Credits
CIS105 or
BPC110		 Survey of Computer Information Systems or Computer Usage and Applications CS or CS 3
RE Restricted Elective 3

Term 7

A sequence of suggested courses that should be taken during Term 7
Course Number Course Name Requisites Notes Area Credits
MA Mathematics Any approved general education course from the Mathematics area MA 3–6
RE Restricted Elective 3

Term 8

A sequence of suggested courses that should be taken during Term 8
Course Number Course Name Requisites Notes Area Credits
COM100 or
COM110 or
COM225 or
COM230		 Introduction to Human Communication or Interpersonal Communication or Public Speaking or Small Group Communication SB or SB or L or SB 3
RE Restricted Elective 3

Term 9

A sequence of suggested courses that should be taken during Term 9
Course Number Course Name Requisites Notes Area Credits
SG or
SQ		 Natural Sciences General or Natural Sciences Quantitative SG or SQ 4
RE Restricted Elective 3

Term 10

A sequence of suggested courses that should be taken during Term 10
Course Number Course Name Requisites Notes Area Credits
HU Humanities, Fine Arts & Design HU 3
SB Social & Behavioral Sciences SB 3

Restricted Electives

Students must choose a total of 24 credits from list of options below.

A list of additional, alternative, or supplemental courses for this pathway map
Course Number Course Name Requisites Notes Area Credits
INS+++++ Any INS Insurance Studies course Must complete 6-9 credits in this subject
Any INS Insurance Studies course except courses used to satisfy Required Courses area. 		6–9
CIS113DE or
CIS114DE or
CIS117DM		 Microsoft Word: Word Processing or Excel Spreadsheet or Microsoft Access: Database Management Maximum of 3 credits for this option 0–3
ACC+++++ Any ACC Accounting course Maximum of 9 credits in this subject 0–9
COM+++++ Any COM Communication course Maximum of 3 credits in this subject 0–3
EPS+++++ Any EPS Entrepreneurial Studies course Maximum of 6 credits in this subject 0–6
GBS+++++ Any additional GBS General Business course Maximum of 6 credits in this subject
Recommend GBS120 or GBS233 as one of the course options 		0–6
IBS+++++ Any IBS International Business course Maximum of 3 credits in this subject 0–3
MGT+++++ Any MGT Management course Maximum of 6 credits in this subject 0–6
MKT+++++ Any MKT Marketing course Maximum of 6 credits in this subject 0–6
REA+++++ Any REA Real Estate course Maximum of 6 credits in this subject 0–6
SBS+++++ Any SBS Small Business Management course Maximum of 6 credits in this subject 0–6
TQM+++++ Any TQM Total Quality Management course Maximum of 6 credits in this subject 0–6
Course Area Key

Gateway Course = Generally the first major-specific course in a pathway.

Critical Course = A course that is highly predictive of future success in a pathway.

  • CS = Computer/Statistics/Quantitative Application
  • FYC = First Year Composition
  • HU = Humanities, Fine Arts, and Design
  • L = Literacy & Critical Inquiry
  • MA = Mathematics
  • SB = Social-Behavioral Sciences
  • SG = Natural Sciences General
  • SQ = Natural Sciences Quantitative
Disclaimer

Students must earn a grade of C or better for all courses required within the program.

Course Sequence total credits may differ from the program information located on the MCCCD curriculum website due to program and system design.

View MCCCD’s official curriculum documentation for additional details regarding the requirements of this award (https://aztransmac2.asu.edu/cgi-bin/WebObjects/MCCCD.woa/wa/freeForm13?id=187337).

At Maricopa, we strive to provide you with accurate and current information about our degree and certificate offerings. Due to the dynamic nature of the curriculum process, course and program information is subject to change. As a result, the course list associated with this degree or certificate on this site does not represent a contract, nor does it guarantee course availability. If you are interested in pursuing this degree or certificate, we encourage you to meet with an advisor to discuss the requirements at your college for the appropriate catalog year.