Benefits

Comprehensive Plans for Health, Life, and Retirement

Maricopa Community Colleges supports nearly 10,000 jobs and careers across the valley, and we see our employees as our most valuable asset. That’s why we are committed to providing our full-time employees* a competitive and comprehensive benefits package that includes retirement, medical, dental, vision, disability, life insurance, and many other types of insurance to support you in your overall health, job satisfaction, and work/life balance.

Medical Insurance

We offer affordable, comprehensive healthcare plans for employees and their dependents in partnership with Banner|Aetna through the Aetna Broad National Network. With our medical plans, we join the right medical professionals with the right technology, so you and your dependents will benefit from quality, personalized healthcare designed to offer access to efficient and effective member care to help you reach your health goals.

View Our Medical Rate Chart
 

Additional Medical Benefits

With Capital Rx, you can pick up your prescription drugs at over 60,000 retail pharmacies​.

If you are prescribed a 90-day prescription for maintenance medications (e.g. long-term conditions like arthritis, asthma, diabetes, high blood pressure or high cholesterol), you can fill your prescription at retail pharmacies or through mail service. Along with the convenience of having your prescriptions delivered to you, the benefit to using mail service is a smaller cost—you'll pay two 30-day copays instead of three for your 90-day supply.

MinuteClinic is a walk-in clinic located inside select CVS Pharmacy and Target stores that treats a variety of illnesses, injuries and conditions. MinuteClinic providers can also administer vaccines and write prescriptions when medically appropriate.

With medical insurance through Maricopa Community Colleges, you and your dependents get access to convenient, local care at a MinuteClinic location nearby at no cost.

Banner Nurse Now offers free healthcare advice 24 hours a day, seven days a week at 844-259-9494.

With Maricopa Community Colleges medical benefits, you and your dependents gain access to a team of experienced nursing staff available to help with immediate healthcare questions. This service enhances the care you receive from your primary care physician. Banner Nurse Now nurses can give you advice for care at home or help you determine if you should seek urgent or emergency services. Our nurses can also assist in finding nearby locations that offer the level of care that may be necessary.

In addition to Banner Nurse Now, Maricopa Community Colleges uses the text-based 98point6 service, so your health is always in the palm of your hand—with no appointment needed. Whether you’re feeling unwell or have a health-related question, simply sign in and text with a primary care physician right from your phone. Traveling or relocating? We've got you—98point6 has you covered nationwide.

Dental Insurance

Maricopa Community Colleges has partnered with Solstice to offer competitive dental plans that connect our employees and their dependents to in-network providers locally within its Open Access DHMO and across its National DPPO Network for comprehensive emergency and preventative oral care.

View Our Dental Rate Chart

Vision Insurance

With VSP Vision Care, benefits-eligible employees and their dependents are provided with quality vision care.

Many people go without vision care and struggle to see and feel their best. Sight is our window to wellness, so we’re committed to bringing together the best people, products, and services to deliver greater access to high-quality, affordable eye care and eyewear.

View Our Vision Rate Chart

Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) is an account that you contribute money into from your paycheck before taxes are taken out. You’ll save money when you use it to pay for health and dependent care expenses. Since FSAs are pre-tax deductions from your paycheck, think of it as tax free spending on your healthcare and dependent care expenses.

With Maricopa Community Colleges’ FSA, employees can contribute up to their plan’s limit in pretax dollars from each paycheck. This full contribution is available to use at the start of the plan year to pay for eligible healthcare expenses such as copays, coinsurance and deductibles, dental and vision expenses, prescription medicine, and over-the-counter items.

In addition, employees can also contribute up to their plan’s limit for Dependent Care FSA. By doing this, funds are for employees’ dependent(s) age 12 or younger or a spouse or dependent incapable of self-care. This FSA pays for eligible child and adult care expenses such as day care, preschool and nursery school, in-home aid, and more.

See Health Care FSA          See Dependent Care FSA

Basic and Supplemental Life Insurance

Maricopa Community Colleges offers $20,000 in MetLife basic life insurance for each eligible employee at no cost. In addition, we offer supplemental life insurance on a voluntary, employee-paid basis. Supplemental life insurance coverage is portable, so if an employee leaves, they can take this coverage with them.

Please note:

  • Any elections of life insurance (outside of new employee enrollment) or an increase in coverage amounts require Evidence of Insurability via a Statement of Health and is subject to approval by MetLife.
  • If your coverage requires an EOI, MetLife will send you an email with directions on how to complete the Statement of Health (SOH) process.
  • Due to IRS rules, the premiums you pay for coverage above $50,000 are taxable as imputed income to you.

View Our Life Insurance Rate Chart

Basic and Supplemental Accidental Death and Dismemberment Insurance

Through MetLife, our accidental death and dismemberment (AD&D) plans cover losses employees (or covered dependents) suffer as a direct result of an accidental bodily injury that occurs while covered by the plan. Like our life insurance plans, we provide this at no cost to employees.

We offer $15,000 for each eligible employee and dependent coverage or additional coverage may be purchased during an annual open enrollment for up to $500,000 in individual or family coverage.

These benefits include:

  • 100% of the amount of coverage purchased in the event of accidental loss of life, loss of both feet, both hands, sight in both eyes, or loss of both speech and hearing in both ears.
  • 70% for accidental loss of one limb.
  • 50% for accidental loss of one hand, one foot, sight in one eye or loss of speech or hearing in both ears.
  • 25% for accidental loss of thumb and index finger of the same hand.

View Our ADD Rate Chart

Disability

We offer short-term and long-term disability options to all full-time employees through MetLife. Our voluntary short-term disability provides additional financial protection if you become disabled due to a covered illness or injury, while our company-provided short-term disability provides additional financial protection if you become disabled due to a covered illness or injury. Our long-term disability is an income replacement program that provides additional financial protection if you are disabled for a long period of time and are unable to continue working.

View Our Disability Rate Chart
 

Disability Benefits

  • Provides additional financial protection if you become disabled due to a covered illness or injury.
  • Coverage is voluntary and you can select amounts up to 66.67% of your monthly pay, capped at $4,000 per month (depending on your annual pay).
  • Payments are made monthly starting on the 15th day of disability.
  • Payments are only available from the 15th day through the 90th day of disability. This benefit pays on top of any accrued time off that is paid out at the same time.

  • Provides additional financial protection if you become disabled due to a covered illness or injury.
  • Coverage is provided by us at no cost to you.
  • Benefit received is ba​sed on the annual salary at the time the disability occurred.
  • When combined with other sources of benefits and income such as, but not limited to, Social Security, etc., short-term disability insurance may provide disability income benefits up to 66 2/3% of your base salary—to a maximum monthly benefit of $4,000.
  • Payments are made monthly starting on the 91st day of disability or after all accrued time is exhausted (whichever is later).
  • Payments are only available from the 91st day through the 180th day of disability.

  • An income replacement program that provides additional financial protection if you are disabled for a long period of time and are unable to continue working.
  • Coverage is automatically provided through the Arizona State Retirement System (ASRS) to actively contributing ASRS members (actively contributing as of the Date of Disability).
  • Once approved, monthly benefit payments can begin six months after disability begins.
  • Benefit payments may continue until retirement or until your disability ends (whichever happens first).
  • If the disability occurs after age 60, benefits can continue beyond age 65.
  • The amount received depends on the pre-disability salary. The benefit is 66 2/3% of your wages (your current ASRS compensation), but may be offset by other benefits received such as Social Security Disability Insurance or workers' compensation benefits​.

Retirement Plans

Maricopa Community Colleges is a participating employer in the Arizona State Retirement System (ASRS), which administers a pension plan, long-term disability plan, retiree health insurance plan, and other benefits to members.

In addition, all employees, regardless of ASRS eligibility, are eligible to participate in our Tax Sheltered Annuity (TSA) retirement savings plans, regardless of full/part time or temporary status.

Compare Retirement Plans

All Maricopa Community Colleges employees are required to participate in the Arizona State Retirement System (ASRS) if you work 20 or more hours per week for at least 20 weeks in a fiscal year. Exceptions include student workers and F1, J1, M1, or Q1 visa holders.

ASRS is a defined benefit 401(a) plan. This provides a guaranteed lifelong pension benefit at retirement. The cost is based on the current contribution rate, which is set by the ASRS for each fiscal year. The contribution rate is applied to your gross wages each paycheck, and that amount is deducted and remitted to ASRS. Your contributions are matched by Maricopa Community Colleges at 100%, by law.

ASRS benefits are calculated by formulas that consider when you became an ASRS member, how much time you worked and contributed to the ASRS, and what your average wages were within the last 10 years before retirement.

Visit the ASRS website for a comprehensive view of ASRS for new and prospective members.

TSA plans available are 403(b), Roth 403(b), and 457(b) defined contribution plans. Employees may select from a list of authorized investment providers. You may start, stop, suspend, or change your TSA participation at any time throughout the year, only subject to payroll processing deadlines.

There are pros and cons to different types of TSA plans. Both 403(b) and 457(b) plans accept contributions pre-tax, but Roth 403(b) plan contributions have already been taxed. Maricopa Community Colleges employees may choose any plan and open an account with any company on the list.

The amount you contribute is up to you, but there are maximum annual limits set by the IRS. There is a higher maximum limit for those who are age 50 or more, to allow those closer to retirement age to “catch up” on contributions.

Participation is completely optional and voluntary. There is no matching contribution from Maricopa Community Colleges, so no direct benefits are lost if you choose not to participate.

Other Benefits

Ensuring the health and security of our employees is among our top priorities. Maricopa Community Colleges is committed to providing its employees with a suite of additional benefits, including access to legal and financial resources, professional growth programs, and health and wellness incentives.

Explore These Benefits

We provide our employees with flexible leave policies, including vacation and sick time accrual, personal leave (40 hours), 12 paid holidays each year, and paid time off during Winter Break.

See All Important Dates

Maricopa Community Colleges offer many professional growth opportunities—learn new skills, maintain current professional credentials, or earn a degree to help you grow and succeed!

We offer professional growth funds to our adjunct faculty and classified staff to attend professional growth activities, including local and national seminars, conferences, workshops, professional meetings, educational assistance, conference/training participation, internships, and paid educational leave.

We offer a Crafts Apprenticeship Program for employees seeking to improve their skills and/or seek advancement and/or promotional opportunities. This four-year training program provides on-the-job training and relevant education in a craft area.

Creative Pathways is a program that provides eligible employees with opportunities to work towards professional and personal goals while at the same time advancing the educational objectives of the Maricopa Community Colleges.

Our Faculty Development Program supports Maricopa Community Colleges faculty professional development. Each college has a unique and individual focus on faculty development, creating programs and learning opportunities for its faculty members' special interests and needs.

We also recognize the value of professional growth as it pertains to the continued development of teaching and learning. Faculty may choose to advance on the salary schedule or receive reimbursement for various types of activities related to professional development. The purpose of the sponsored program is to enhance professionalism, encourage excellence in the District faculty, and provide the supervision of an incentive program for faculty while using the utmost care with public money. This program is designed to recognize and reward, in a substantial way, the efforts of faculty members as they engage in professional growth activities related to their service within our District.

You and your dependents may be eligible to receive a tuition waiver for classes at any of the 10 Maricopa Community Colleges.

The Maricopa Community Colleges have transfer partnerships with universities that offer outstanding incentives to Maricopa employees wishing to continue their education. Benefits vary by institution and may include: discounts or other benefits, such as waived application fees, scholarships, and tuition reduction. Below are the current educational benefits:

For a complete list of Maricopa Community Colleges' formal university partners, visit our Transfer Partners page.

In addition, we offer tuition discounts at partner universities. See the chart below:

University Discount Website
American College of Education 5% off tuition for employees ace.edu
American Public University System 5% off tuition www.apuspartners.com/maricopa
Antioch University 15% off tuition for online programs www.antioch.edu/online
Arizona Christian University 15% off tuition for online studies only www.arizonachristian.edu
DeVry University 25% off tuition partner.devry.edu/mcccd
Grand Canyon University 10% off tuition www.gcu.edu
Northern Arizona University 10% off tuition on select online undergraduate programs and all in-person or traditional online graduate programs nau.edu/legacy/educational-partnerships/maricopa-community-colleges
Southern New Hampshire University 10% off tuition for employees and their immediate families (spouse, domestic partner, children, siblings, parents) www.snhu.edu/partnerbenefits
SUNY Empire State College 50% off tuition www.esc.edu/online
University of Arizona Online 15% off tuition on online bachelor's degrees
10% off tuition on online graduate programs
Waived application fees
online.arizona.edu/mcccd
University of Arizona Global Campus Bachelor’s Degree Tuition Savings – Maricopa staff and graduates transferring with an associate degree can save up to $4,950/year.
Bachelor’s Program Tuition: Flat rate of $295/credit
Master’s Program Tuition—$498/credit and $555/credit
Doctoral Program Tuition: $812/credit
 
www.uagc.edu/partnerships/academic/maricopa-community-colleges
University of Maryland Global Campus 25% off tuition
Waived application fees
www.umgc.edu/transfers-and-credits/credit-from-colleges/community-college/national-alliances

 

Our Employee Assistance Program (EAP) provides assessment, short term counseling, referral management consultation, and coaching services. Through comprehensive programs, EAP helps employees resolve personal problems that may adversely impact work performance, conduct, health, and overall well-being. The EAP program addresses problems and concerns in the most efficient, least restrictive, and convenient manner while minimizing cost and protecting confidentiality.

EAP benefits are available 24 hours a day, 365 days a year to all Maricopa Community Colleges employees (including part-time and adjunct), their dependents up to age 26 (even if they live out of the home), and anyone in the employee's household (regardless of their relationship, age, or health insurance coverage).

See Available Positions